Have you ever heard the classic fable about the ants and the grasshoppers ? It’s a great story that usually teaches us a basic life lesson about hard work, preparation, and the dangers of procrastination. Here’s the quick recap: The hardworking ants  spent all summer diligently storing food for the winter. The grasshoppers , however, simply played all day. When the ants warned them, the grasshoppers scoffed, “There is plenty of time to work!” But as it always does, winter qui